Worked with Spencer to refinance my house. Found him on Internet, never met him personally. He was very straight forward, honest, and quick. At the beginning I confess that I was a little skeptic. But he managed to get me the best rate and the best refinance experience I have ever had. Very professional and efficient!

Terrible to work with, such horrible communication from every party in the office. Wasted 3+ weeks of our time playing e-mail tag instead of saying up front we did not qualify with them. Find someone actually competent, we got pre-approved with someone else in less than two hours without the headache GAL caused.