We were referred to Stephanie by our agent after having such a horrible experience with a mortgage broker/lender that just kept us constantly confused by throwing around different numbers and percentages and not to mention we waited weeks (weeks) to get a loan detail . Once referred to Stephanie, we completed the application and figured we'd have to wait another week or so to get an idea of our loan and financing options....nope. Stephanie had it THAT SAME DAY! We were floored. She knows her stuff!!! The numbers and details were WAY less than what the previous broker had been discussing with us. Stephanie was so patient and kind with my million questions. Taking out a massive loan for a mortgage is so scary, to the say the least, but Stephanie was always right there to answer any questions or give suggestions to ease any burden we could face. We had paperwork we needed within 24hours (such as changes to loan or financing). She would take my calls after hours when I was starting the panic attack of a home loan (first time buyer). She was very patient and explained everything in detail. In the end we got the loan and the exact details we had wanted. Before beginning this process my husband set strict guidelines (such as APR and monthly payment) because he knows I'd be so excited about anything (ha, ha!) and she met all of his requests. I got the home I wanted and he got his financial guidelines. I owe this woman and her staff a huge Thank YOU and feel honored and without hesitation I recommend anyone in search of mortgage needs to speak with Stephanie Smith at Fairway Independent Mortgage. I am certain you will be shocked by the knowledge and ease she makes this process due to her strong knowledge in this field!!!