Hello I just wanted to let you know that I never ever had a Lender like this one, They never answer the dam phone we waited for almost 2 months to get a loan approved on a condo purchase. They lied and lied one time after another saying that everything was good, no problem, don`t worry Well we decided to use another lender and she did the loan in less than 3 weeks, we are very happy to finally close this sale. This is the name of the GREAT LENDER. Commerce Home Mortgage. Marie Horsman. Please be careful when using this lender I will never ever recommend it.