In an effort to assist an elderly and disabled friend , I embarked on a massive amount of research to find financial solutions. I began screening various institutions and most importantly the right representative and agent to work in our behalf. Mark Schumacher rang true from the beginning. His obvious moral integrity, work ethic, and knowledge were staples through out the entire process. I can not express enough my debt of gratitude for his patience, compassion,and willingness to go beyond the call of duty!!! I recommend Mark with the highest regard. Rebecca Kincaid