Tom Bass was great with helping me to purchase my first home. He made it easy and explained everything so that it made sense and I wasn't left going WTF is he talking about. There was no run around or BS. Here's the numbers, this is what your monthly payment will be. Can you do it? Sign this, this and that and BOOM! DONE! Just like that. Simple. If Tom Bass didn't help you get your mortgage, you probably got screwed! Thanks Tom.