Monica's and Nika's levels of competency, experience, efficiency, and tenacity to get me the best possible loan are beyond compare. They both work from the heart and offer amazing customer service. I highly recommend them.

Monica's communication skills are excellent. She never seems hurried when speaking with the clients or with me. Her performance is thorough and efficient and fast. She is dogged in her pursuit of a perfect file to submit to underwriting. Therefore, approval comes back quickly because she has done her job on the first round. She usually answers her phone on the first ring, which is astounding. You can hear her smile through the phone when you listen carefully. Right through the phone, there's Monica's smile. Lastly, if there are complications, that's when she brings her creativity into the mix. It's a must in the real estate business where there is as many different situations as there are people in the world.