I cannot recommend this company enough. I was lucky enough to meet Mortgage Strategist Tyson Underwood at an open house. He has educated me so much about the mortgage industry, bond markets, interest rate trends, and so much more. He provides an invaluable mortgage coach breakdown, sends videos explaining what could a complicated process and just could not be a nicer guy. I wouldn't be surprised if he was teaching this stuff in a college classroom. They provide the most competitive interest rates in SoCal, and trust me I researched it very thoroughly. I highly recommend this company and Tyson. I am not surprised I couldn't find a negative review online for them.