Frank Flores and his team from Finance of America were awesome! I was a first-time homebuyer and they made sure I understood all the ins and outs of the homebuying experience. I had a lot of questions and they patiently answered them all. I was able to get a pre-approval for the amount I needed to get the home I wanted. I would recommend them to anyone looking to buy a home in the Stockton-Lodi area. Thank you Frank, for helping to make my desire to buy a home a reality!

Rich Longmire genuinely seemed to enjoy turning me down for a realistic loan. He couched his mean-spiritedness in language like "I'm just protecting you from the lender" and "A bad deal would blow up on you at the end," but I have a middle class income with a high credit score yet he could not find a decent loan even for a first-time homebuyer that enabled me to purchase a house in a lower-middle class neighborhood. And I should be able to qualify for numerous special category homebuying assistance programs as a public school teacher. He didn't try very hard, and he basically said to me several times; "Why don't you just earn more money?" and "Why don't you just save up more money?" He lacked insight into how to get a middle class income earner a middle class home. And he clearly could have cared less. He said to me multiple times to go someplace else. So that's what I'm doing.......