We tried using Quicken and were promised the best deal, but that turned out to be an over hyped sales pitch and they couldn't come through. We called Michael and he was super straight forward, beat Quicken's rates, and got us even more rebates. He was on top of everything and was not pushy one bit. It was a stress free process and we closed with ease. I would recommend him to everybody!!

We were originally going to go through another lender for our first home, but we decided to shop around to make sure we were getting the best rate. When I reached out to Michael, he was extremely prompt to respond and let me know what his rates were and what we could expect from the process. We met him in person to discuss our options and what the process would be like and to make sure he wasn't too good to be true. His rates were lower than any other lender we reached out to. In person, he was patient, extremely calm all while being exceedingly friendly and helpful throughout the entire process. He's very thorough because of the requirements of the lenders that he uses, which I believe protects us in the end. My husband and I were delighted to work with Michael and would recommend him to anyone considering various lenders. At the end of the day, our closing costs ended up being lower than we thought they would be, and we managed to have a smooth transaction on the borrowing end. I would highly recommend Michael for his low fees, competitive interest rates, and friendly, prompt service. We'll be coming back to him for our next home!