The absolute WORST broker to work for EVER!!!! He purposely does not close loans on time, makes borrowers miss their closing dates, AND charges $2500 processing fees on files that he does not even process. He double charges people for appraisals. Oh, and he never paid me on my last loan. If you see his name, run like hell. If you decide to do business with him, you will be sorry. Consider yourself warned!!!!! He gets 0 stars, but I had to choose 1 star in order to post this review.