We have used Jay Byars and his team for both of our home purchases as well as two home refinances. They are efficient and very knowledgeable about all loan types. They always give us great service, and are available to answer questions at any time. Jay's team has been able to get us a great rate every time. If you are buying a home, or refinancing, this team is who you should call. I would recommend them to all my friends.

Jay Byars and his team have done an amazing job for me over the years. They have helped me with refinancing my previous house and financing the purchase of my current home. The process was very smooth from start to finish. The best part for me was the honesty given by Jay and his team every step of the way!