Etta walked us through the FHA refinance process when we refinanced our home. We are first-time home owners and it was so helpful to have someone explain the details that we needed to understand in order to get the best rate. She was communicating with us from out of state, but was prompt, personable and professional. I would not hesitate to recommend her highly to anyone looking for a mortgage or refinance.

Etta is one of the brightest and the best I've met over the course of 40 years and 10 home purchases. She knows her craft, works most efficiently and invests all of her efforts to ensure a positive outcome.