James is Amazing! 1st thing before receiving my approval on my refinance, this man deserves 5 Stars ***** No matter what happened. James was on top of everything, loan approval in minutes, and loan disclosures within the HOUR. My first loan took 6 weeks, James took less than 10 days, every step of the way was smooth and no surprises. Who doesn't love doing a transaction like this? I referred my parents at the closing which took place at my home at my kitchen table!!! Thanks very much James

Can't say enough about Legacy Lending U.S.A. & James Caskey. He has a solid team that helps ensure a smooth transaction. His rates are some of the lowest, if not the lowest I have seen in the Valley. James stayed in constant contact with me thru the entire period. Heck, he even gave my wife & I a embroidered throw as a token of his appreciation for our business at closing. Nice Touch James! Always nice to have someonne take that extra step! I would definitely recommend James and Legacy Lending USA in the future.