Jim Richards is the mortgage whisperer!! I just purchased my first new home and it was almost TOO EASY! He gave great advice, responded to any question that came up immediately. I will definitely be using Jim/Waters Edge Mortgage for any future home purchases and I highly recommend them to anyone in the market.

Best and easiest experience ever when it comes to my home refinance. Jim has been super easy and a pleasure to work with. He is very dependable and reliable and on top of things, will communicate clearly and in a timely manner (as I business owner myself I truly appreciate this). I will be happy to continue using Jim and his company for any of my future real estate transactions.