Convenient if you are local, inconvienient if you are poor.

Tioga State Bank is a great place to bank! Always been welcomed! They treat you like your a family member, not like a cooperate number! there has been times I hit hard times and this bank bent over backwards to help me out! Yes they do go by banking rules or they wouldn't be able to survive like they have. You need a loan or need a place to put your money, Tioga State Bank is a great place to go to!