Phil Arrabaca helped refinance my parent's VA loan. They thought they were going to be stuck with their high interest rate loan for a while and didn't think it was possible to refinance. My Mom was literally in tears when she found out they were approved. We were very impressed with Phil's attention to detail and how he communicated with us constantly to let us know where we were in the loan process and whenever there were any changes made, down to the last condition being signed off. My parents are beyond happy with their new loan and will definitely work with Phil again. Phil's knowledge, diligence and professionalism was on point. His attention to detail and constant communication throughout the loan process was impressive and contributed to a fast and smooth loan closing.

Phil did an excellent job!! I appreciate all the assistance he has given us in the mortgage process. I was impressed with his willingness to patiently answer our questions at every step of the way. I can't thank him enough for the work he did for us.I will definitely recommend his services to others.