We have used Jay Byars and his team for both of our home purchases as well as two home refinances. They are efficient and very knowledgeable about all loan types. They always give us great service, and are available to answer questions at any time. Jay's team has been able to get us a great rate every time. If you are buying a home, or refinancing, this team is who you should call. I would recommend them to all my friends.

We were very pleased with Jay and his staff during our recent home refinance. Thank you for all of the hard work and assistance through the entire process!