I recommend not doing business with Arbor. I made an application for financing and paid a $8,000 application fee. All indications were than the loan would be approved. Then, they kept wanting more information and kept moving the goal posts. And finally, they rejected the application. They offered a "refund" for any part of the application that was not used and that amounted to about $150. It's pretty crazy that the used almost the exact amount of the application fee. My deal was successful and I got financing through CBRE Loan Services. I would urge potential clients of Arbor to use CBRE instead.