Dear Matt: It was a pleasure doing business with you and your team. Carol and I have dealt with some good brokers over the years, but you provided service above and beyond anything we've experienced. Your ability to anticipate issues, and your immediate responsiveness to our questions and banking requirements, made our re-financing experience both efficient and calm. I want to thank you, as well, for the personal service you provided, which I am sure is augmented by your many years in this business. Your staff was equally professional, personal and helpful. With best regards and our thanks, Dan and Carol Sherman

Matt Hadnett and his staff at South Bay Equity Lending managed the best refinancing process I have ever experienced. In this day and age of documentation upon documentation, they handled things smoothly and made the process seem effortless. I felt that Matt's advice about mortgage product options was top notch. He was always on the lookout for the best options to meet my needs as a borrower. I can't thank them enough for the efforts, and for the final product, a great refinancing! Give South Bay Equity Lending your mortgage business. You won't be disappointed.