Jeff Gay was our lender for the purchase of our home in Maryland and we were completely impressed with him and his team. With Jeff we never had to worry and knew that we were taken care of. As a Realtor, I've worked with Jeff on many transactions. He, and his team, are highly organized and can be reached at just about any time. Anything my clients and I need, it's done quickly and well. Either as a client or a Realtor, working with Jeff is an amazing experience.

Could not recommend STM more. What we thought would have been an easy USDA, turned a bit complicated Jeff was on the phone texting, calling, and e-mailing keeping me up on everything going on and was very knowledgeable. Even when jeff wasn’t on business hours he was on the phone with me to get the approval that was needed! Will be using STM in the future.