We owe John a debt of gratitude. From the first call we had with him, I felt extremely confident he had our best interest in mind. He was patient as we changed from looking for a duplex property in the bay area to a single family home in Sacramento, always giving us the right guidance on what we qualified for. When it came time to getting our financial documents in order, he was ready and available, even on short notice. His office staff were wonderful to work with as well, responding quickly and efficiency so there were no delays in the loan process. I highly recommend Holgrem and Associates, we could not have asked for a better experience. Thank you John!

Sheila Perez. -Excellent customer service throughout the home buying process. -Excellent communication in English and Spanish at all times. -Very professional and highly efficient in problem solving. -Very honest and hardworking person even during the weekends and evenings. -Action steps were super clear throughout the home buying process. -Super kind and super attentive to small details. -Went above and beyond in order to make customer content/happy about home buying process. Caring person.