I reached out to Happy Investments on a Friday night after finding out prior financing plans fell through. Sunny called me Saturday morning to ask more information on my deal. It was a vacant lot refinance and there are not many land lenders out there. I filled out the application and was able to close within 30 days. Sunny is very communicative through out the whole process and I strongly recommend working with them.

If you need fast funding with no or low credit this company is the way to go. The whole process was quick and easy. I was able to refinance my manufactured home rental property and pull cash out to invest on another.