Have dealt with them to get a first home mortgage. Pretty patient throughout the process even though I didn't have a realtor. Not sure if it was the cheapest, but it did the trick.

I refinanced with mortgage specialists and the experience from start to finish was great. Mike presented multiple options that worked with my specific situation and explained the pros and cons of each one to make me feel comfortable with my decision. He was always available to answer my questions and stuck with me until the end! I will definitely be using them again for future mortgages and refinances - thank you guys !