After dealing with a lender that was dragging me along and not returning calls or emails Tammy Kempf and the team at ALS were the key to relief of stress. Their promtness so far has been amazing, Tammy met with me right away, talked over some things and everything for preapproval went smooth and fast. The decision to buy a home is very stressful and working with Tammy has lifted a lot of that stress off and I am now looking forward to the rest of the process. Thank you Tammy and the ALS team.