To say we had an excellent experience with Ray and his team is simply not enough. The support and knowledge that they have shared with us is beyond anything we expected when starting the journey to buying our first home. Ray guided us from step one, but it didn’t end the moment we reached our goal. His team is always available for anything that we still need after our purchase. Purchasing a home, especially your first one doesn’t have to be scary or hard and you definitely don’t have to do it alone when you work with Ray and his awesome, friendly team! Thank you guys again!

I just bought my first house and had the best experience with Ray and his team! I came in with so many questions and had every one of them patiently and thoroughly answered for me. Throughout my home buying process I turned to Ray and the team, who helped me promptly and when it came to closing I felt ready and knowledgeable. I am supremely pleased with my experience and would highly recommend going to Ray for any mortgage needs! I even received a gift at closing, and that above and beyond thoughtfulness and attention to detail is what you can expect from Ray and his whole team.