I had my house refinanced and dealt with Melissa Hill. She is the best! She went above and beyond to help me. I never dreamed of getting what I did and it was all because of her. She helped us in so many ways and we were able to pay some things off as well. She is so wonderful to deal with and respectful. She is very friendly and she made the process very easy. She explained to me in terms that I could understand what things meant. I would LOVE To deal with her and her only with any mortgage in the future. She is GREAT !!!