Chris Smith has been working with our company and personal property purchases since 2013. The first time I talked to her on the phone she was kind, comforting she explained everything in great details. I was directed in her direction to ask her for a second opinion and she helped me to understand things without any obligation. I couldn’t have chosen a better broker then Chris Smith and Capstone mortgage. During the past several years I realized there are so many obstacles in the way of closing. You couldn’t give Chris a problem that she can’t solve. She is so determined and does whatever it takes so you can become a homeowner. She is one of the hardest working and most caring person I know and gets things done whether you need a conventional, commercial, FHA, 203k or any other type of loan. She is not just knowledgeable, responds quickly, makes dealing with the endless paperwork so easy, she is also spectacular coordinating between lawyers, brokers, condo boards and the lending institutes. We had many stuck deals and the only reason we could move forward is because of her diligent effort, persuasion of the right people to get them to get on the same page. She makes all that work look effortless because of her expertise and because she loves it. She finds real joy when you can walk into you new home or become an owner of your rental property. I’m lucky that I can work with her.

Over many years, my wife Jean and I have worked with Chris Smith and her team at Capstone on several occasions and each time we have been very pleased. Chris explains things clearly and most importantly, there are no surprises when the deal is complete. Our children have secured mortgages through Capstone as have many of our friends. We highly recommend Capstone Mortgage!