Working with Matthew at Embrace Home Loans was an amazing experience. As a first time home buyer I had my fair share of anxiety and confusion, but Matthews exemplary ability to communicate and prompt responses quickly put me at ease. He is kind and knowledgeable which led to a seamlessly smooth home buying process. What may have been considered "bumps in the road" regarding my house did not phase Matthew and time and time again he was able to work with me and outline all the possibilities available to me. I think I asked him to calculate numbers at least 5 times. With no hesitation in sight I received updated calculations that were explain thoroughly. I feel truly lucky to have had Embrace recommended to me and even more so that I had Matthew as my Loan Officer. If you are looking for a company that is kind, no pressure and considerate of every walk of life you will choose Embrace Home Loans.