David is clearly one of the best & most professional Mortgage Bankers that I have interacted with during the past couple years of re-financing journey. He is very resourceful, organized, and responsive. When I first contacted David, I needed a lot of advice and help in a time-sensitive re-financing situation. David quickly responded to all my questions, organized his team to help me find the best re-financing program & I got a great rate that saved me 1.5% from my current rate from Quicken Loans. David also followed thru the entire process - making this crazy process more streamlined and easier to handle. Thanks David and your team - Kim & Title company - for making my life easier during this re-financing. I will highly recommend David to all my friends and relatives if they need any mortgage purchase or re-financing loan. I will also go back to David in the future for all my own mortgage needs. To top it off, for these excellent services, David gave me a very competitive rate and great lender-rebate while charging for only the lowest fees for himself. I can't thank David enough for this wonderful experience - simply awesome, cost-effective, & very professional. A++++++ & 5 Stars!!!

Phenomenal services by David Phelps. Everything went as planned and as communicated originally. Thanks to rest of the staff as well. Highly recommended.