We were trying to purchase a home here on Kauai and everything that could have gone wrong did. Errors were listed on our credit reports that just were not correct, and several lenders we had contacted on the island were just rude. So we hired a law firm to resolve the credit issues and they only made things worse. With hesitation and ready to give up, my husband and I came across Ann Marie Alo with Island Pacific Mortgage on a blog and decided to call her. Ann with her team looked at the issues and jumped right in with experience, knowledge, wisdom, and perseverance to resolve the never ending issues that came our way. All the while always encouraging us to dig in and not give up, and believe me we were ready to give up many times if not for Ann Marie. She would call us and say, “we are almost there” and “it will be worth it in the end”. Several months later, we now have a beautiful home in Kapaa. It would not have been possible without the dedication that Ann and Corlis put into it. We felt that our situation was impossible; she made our dream a reality. There are no words we can ever express to Ann for all her hard work and the long hours she put into helping correct issues and getting us the financing we needed. Thank you from the bottom of our hearts Ann and Corlis at Island Pacific Mortgage. Alan and Dawn Beard (Kapaa)