We worked with Kyle H. It was an amazing experience! This is our first VA streamline since we purchased the home 10 months ago. We had received so many mailings about the VA streamline and all seemed to good to be true. So after further research of every company name of the mailings, we saw 1st Rate had the best reviews overall. We were able to get a couple pre-worksheet quotes and chose the best option for us which included a much lower rate :) At the end of the day we are saving $540 a month which is a blessing and a rate beyond our expectations. Kyle and his team were extremely professional and we experienced no pressure at all to move forward. This streamline made total financial sense for us since we were still under a year in the higher mortgage rate and the best part is our break even point which is a little under 2 1/2 years. Always weigh options when pursuing any loan. At the end of the day it has to make financial sense! Thank you Kyle

We are glad we got to work with Brett Travers. Brett was great from the beginning. He took his time to answer all of our questions and concerns. The whole refinancing process was extremely easy. We will definitely spread all the great words about 1st Rate Home Mortgage and especially about Brett to our families and friends. Kudos to Brett and the whole team at 1st Rate Home Mortgage.