Shannon S. ran my credit report but somehow it was old information. She asked me to send info from a credit report that I had. I asked for a VA loan and was offered a FHA loan at a much higher rate. She set a summery with ME paying well over half the closing costs and countless other fees. I had to explain that mortgage insurance alone is an extra $128 a month, that's a lot of money in 30 years. I am paying for points and instead of getting a 3.6% VA loan she wants me to take the 5.5% loan to get the house. I cant afford to pay $20,000 down AND $400 a month extra. Why would someone do this? Ever. Be sure to shop around and question the extra fees. I just sold my home and paid all closing costs. Why would I buy a home and pay for most of them here? Nothing was asked, it was assumed. Be sure to check everything they send in writing and be sure those numbers dont change when you are getting ready to close. I do NOT reccomend this company.

Guild made my first time buying a home so simple. I worked with Steve and even after we closed he had been a HUGE help. Highly recommended.