As a first-time homebuyer, I am very glad I worked with Chris Orsini at PTM to set up my mortgage. Chris made himself available literally any time I had a question, and he went out of his way to answer all my questions carefully and clearly. He is extremely knowledgeable and he was very eager to make sure that I was happy with the mortgage I was choosing, so I always felt relieved and confident after talking to him. There were absolutely no surprises when working with him – the costs that he quoted to me were the ones I am currently paying on the house that I bought. He always made it very clear what information was needed from me, and he took care of the large majority of the necessary paperwork himself, making the whole process that much easier for me. When it came down to locking in my final rate, Chris watched the markets carefully so as to get the best rate, and again he went the extra mile in order to make sure I was happy with my rate. On top of all this, Chris is simply a pleasure to work with. He’s friendly, easygoing and flexible. I strongly recommend him to anyone hunting for a mortgage.