After my family lost our home due to the Camp Fire tragedy, Nick Gibbons along with the Commerce Home Mortgage team worked non-stop to help us close our loan right before Christmas. Nick was ridiculously fast and his team went far above and beyond to help us in our time of need. One of the staff at Commerce Home Mortgage even came back to work after a Christmas party to help with our application and when we thought things wouldn't go through in time, Nick and his team pulled through big time. Nick is extremely professional and really cares about his clients. He works extremely hard to help in any way possible. My wife and I are still a little in shock at the pace they closed our loan (especially right up against the holidays). Bottom line, please consider Nick and his team when searching for a lender. It's rare to find such a combination of tenacity, responsiveness, and kindness but Nick and his team represent those characteristics well. Thank you so much Nick!