I dreaded the whole refinance thing but was lucky enough to come across Horizon Financial Inc who made this whole thing as painless as possible for me along the way. As somebody who is a "pro" at what they do it's nice to know I had one working for me on my refinance, somebody who understands every aspect of the mortgage business. I hope the employees have a flexible work schedule because I would get responses to emails in minutes at crazy hours on the weekend and holidays. I would highly recommend Horizon Financial Inc. / Rhonda to anybody that was considering refinancing but is overwhelmed by the prospect of it. Everything was better then expected! and Rhonda Cameron here is looking at you thank you for helping to shave 13yrs off my mortgage and my monthly payment is still a little less!

Scott Flower did an excellent job for my refinancing! I got a recommendation from a friend about him and definitely will recommend him to anybody who is looking for a mortgage!