Sherry at Emerald Coast Mortgage is a miracle worker and an honest-to-goodness great person, who approaches the mortgage process with expertise AND kindness. As a skittish first-time home buyer, I can absolutely say that Sherry is the reason why I didn't have one long panic attack throughout the entire process. She is knowledgable, smart and willing to explain each step in the process and answer any questions that pop up. I recommend her whole-heartedly.