Tom is top notch, bottom line. He helped raise my credit score from the 640s to the 730s in ONE month, astounding! With doing so, I qualified for a much lower interest rate, saved roughly a $100 a month on PMI, and ultimately could afford more house than I originally envisioned. Tom always communicated very well throughout the process, always letting me know what he needed and what came next. If you are looking for someone who can give you a very personal home buying experience, all whilst taking the vast majority of the stress off your plate, give him a call, he’ll take care of you like family. Thanks for everything Tom!

Tom is a master of his craft. You can tell that he really enjoys what he does and it make the process so much more exciting. Not only did he gets us the best rate possible but he simplified the confusing parts while making sure every question we had was answered. I am so pleased that we used him to obtain a loan. I would recommend him to anyone and everyone and will recommend him to all friends and family for their future home buying endeavors.