Mr. Hays is a World Class Professional, he is extremely helpful and always responsive. He saved me over $15K in upfront cost. I would not only reccomend but insist that you give him a try. I will always use him in the future for personal and investment opportunities.

I have used NSH Mortgage 3 times over the past eight years. Steve is always extremely professional and always goes the extra mile to ensure that our experience is nothing short of amazing. I have referred several friends and Family members who have all thanked me for introducing them to Steve. I am a customer for life. Thank you Steve!!! Keep up the Great Work!!