We went to consult with Jessica Wojciechowicz at the Dunkirk Branch of FNB about a mortgage. Although we ended up going with a different bank because they had some discounts related to our workplace, Jessica was very friendly, competent and informative. She took time to explain the mortgage fees carefully -- which was great for us as first-time home-buyers. She also followed up with me by e-mail and provided further information and explanation. I would definitely recommend her to locals who might be shopping for a mortgage.