I had an amazing experience with this company, being a first time home buyer is very scary and everything seems so complicate... But they made me feel very comfortable with the process, and explained very detailed every single question I had... They helped me raise my credit score, got me approved, and the most important... we close on time.. everything in a short period of time. I'm very thankful for everything Andrew and his company have done for me and my family. Financing my dream house was a big step in my life.

BEWARE! I see some excellent reviews here like somebody bankrupt, where at least 10 lenders denied him, OR people getting best rate than anywhere else. Have you thought how it happened? In my experience, there might be some unethical or illegal activities that can give you good rate BUT guess what-it can lend you in jail. I was lucky to be out well on time as soon as I realized my rate as well as fees were changed 10 days before closing. It was assumed that I have no place to go and I was threatened that I will loose my deposit if I do not agree with the new terms. Really! When rate was locked well on time, then why come back and change the terms. I was told everything was confirmed with the bank and later blamed it on margin of error. I was also led to believe to buy investment property as second home to get lower interest rates BUT that is also a mortgage fraud. As per Consumer Financial Protection Bureau, CFPB, it is illegal for a lender to quote you low fees and costs for its services on your Loan Estimate and then surprise you with much higher costs in a revised Loan Estimate and Closing Disclosure. A few resources to know more about your rights and if there is any problem: consumerfinance dot gov nmlsconsumeraccess dot org Department of Housing and Urban Development, HUD Why I am doing this- To make you aware that anyone can be a victim of a predatory lender. Please carefully review all the documents before signing and know mortgage fraud is typically charged as felony.