Rick assisted me last year by getting my FHA loan in-spite of credit challenges I faced at the time. That was a very smooth and easy process. At the end he promised to assist me with a refinance within a year to get me a better package. I just finished my refinancing. The refinance was a seamless and no hassle process where he lowered my monthly payment and put me in a conventional loan. He genuinely listens and is earnest in his effort to assist me. I highly recommend him.

Rick Carrie was great to work with. Quick to respond to questions and always available by phone/text. Made the whole process so easy!