Mr. Zarate was very committed to our being as comfortable as possibly, going forward with our loan. We are first time buyers, and he gave us every option possible making this venture in our life as easy as possible. And for that alone I appreciate his working with us! With me being 2000 miles away during the whole process, his communication was as thorough as can be, and that goes a long way when it's your first time. Very professional, very curtious, and always about his client's experience is a good way to describe Mr. Zarate's work! Again thank you sir.

My loan officer Cesar Zarate was very knowledgeable kept me in the loop of everything made the process super easy for myself the experience with bay equity home loans has been great I would highly recommend their services. Once again thank you to Cesar Zarate and the home team at Bay Equity Home Loans.