I highly recommend Caleb and his team for your mortgage needs. We’ve financed many homes and this was, by far, the easiest and smoothest experience. Caleb, Jazmyn and Joana were ALWAYS available to answer any questions or concerns. Caleb even responded to an email on a Sunday, within minutes of sending it. And that was the case with any inquiry, immediate response!!! They are true professionals who made us feel like their most important clients!!

Where do I start off, I’ve been house shopping since March 19 with my realtor Dustin. I ended up using my previous loan officer for my 2nd home. After being denied 3 times due to debt to ratio and my husband employment for 1year of 1099, I knew still not to give up. Our realtor introduced us to #TeamRichard#, and I just want to say how blessed and thankful I jumped on that ship. Richard was available to listen to me day/night. He was able to understand my timeframe and my needs. At first, I did give up and ended up going back to my loan officer, but realized the lack of communication was missing. I contacted Richard again and he added me back to the portal. I had bumps in the road that only Richard and his team were able to help me not freak out. Richard would send me little text messages just to help me breathe another day and not giving up. Jazymn came in the middle of my loan and picked up the slack of the last person. She would always email me for whatever documents were missing. I’ve been dedicated from day one, driving all over the part of FL trying to get papers because I wanted my home. Richard even showed up to my closing with a gift 🎁 for my new home. Words cannot express how truly I am blessed to have truly worked with Richard and Jazymn. Despite the fact my husband only had 1 year of 1099 when 98% of the other lenders require 2 years, Richard was positive on getting us approved. On August 1, 2019 at 5:30pm, I am happy to say my dream of becoming a Homeowner occurred thanks to this team.