Jay is awesome! My husband and I first reached out to him in 2017, when we were just toying with the idea of purchasing our first home. At the time we ended up not being quite ready, but Jay frequently checked in and kept communication going the entire time. When we finally got serious about buying, Jay was a constant help to us, explaining the process (as we were first-time home buyers) in such a way that we completely understood all of our options and what would happen next. The entire process was not easy, but working with Jay certainly was - he even made sure we could close early - two days before our wedding! We are so grateful for all of the work he put in to make our first home dreams into a reality - we would recommend him to anyone!

Just completed my second mortgage with Jay and once again he was fantastic to work with. He is patient with questions, makes himself available always, and is great at explaining all of your options truthfully and with sound advice in YOUR best interest. He is easy to work with, trust worthy, and once again got me a great rate.