Lawrence Chen is very knowledgeable in the mortgage industry and was able to give me great advice on what product I should go with. I would highly recommend him to anyone looking for a loan on a property. End-to-end it was very professional! No surprises!

Reginald really knows his business. With 20 years experience he was able to negotiate lender credits and a much lower interest rate than the other brokers I had talked to. Several obstacles got in the way that made the purchase look impossible but Reginald knew how to overcome them all. He was proactive, in touch often, and knows line by line how to put the numbers in place to benefit the buyer the most. My loan was not a standard, everyday purchase; It was complicated. Reginald got it done when all other brokers and realtors said it was impossible. Mr. Chen was very compassionate, patient, and understanding regarding my concerns and followed up on them all. I wouldn't hesitate to use American 1st Rate Mortgage again. There's more to lending than just getting the money; and these folks care enough to help you get it under the best possible terms. My family is grateful. S. Lunsford, Blue Ridge, GA