I, Herbert Flood, a Licensed Loan Officer with Oak Street Financial, Inc take pride in my job. My job bridges the gap of Home Ownership. With that being said, I have learned that you cannot guarantee happiness. At times, a borrower may not be satisfied with the home that was purchased, the process, and certain situations that arise. However, the best ending is closing the loan and helping my clients achieve the DREAM of Home Ownership. I honestly appreciate the time and patience that it takes within this process. My Gratitude extends to past, present, future clients and God. The Agents and Title Companies that help bridge the gap - thank you! I enjoy my business and work diligently every day. My Integrity and standards reflect this on a daily basis. I also follow the rules and regulations of The Office of Financial Regulation and the Better Business Bureau.

I was conned out of $2500 by a fake unlicensed contractor to fix my roof. Herbert Flood was the loan officer of Oakstreet Financial who hired the fake and unlicensed contractor Chris Mouchette, of Mouchette LLC with no EIN on sunbiz! I called Mr. Flood when i found out i was Scammed and the contractor couldn't pull a permit because he doesn't have a roof license, he told me it's not his problem after he hired the fake contractor and told the title company Bernard and Schemer to cut him the check if my money of $2500. I've already filed with the Department of Business & Professional Regulation. Now I'm filing with the Better Business Bureau and Attorney General! Stay away from OAK STREET FINANCIAL & Herbert Flood and Chris Mouchette! I believe he is getting some of the cut of the work being done illegally.