Company was able to get us into a home with no money down... Pretty sweet right? Closing didn't happen the day it was supposed to and no contact from anyone there that day. We called the realtor and we're were able to close the next day. It's what has happened since closing that deserves one star. They will email you and text you relentlessly asking for a referral. Ricky sent me a Homebot link which showed my home actually had 2 mortgages on it, the one we are paying on at 6.25% and another one equal to closing costs for 4.5%. Why didn't we get the same sweet rate? So, I attempted to reply to one of his spam messages and was advised the server was unable to process my request. When my mortgage hit my credit report, it showed a balance of 184,000 which is what I paid for the house, not 177,000 which is what US bank says I owe them.. if you like financial smoke and mirrors and no response to your questions about your mortgage after it's closed call Ricky Miles!

Ricky has done probably five or more loans for our family. There were some complicated issues we had to resolve a couple of times. His vast experience was extremely helpful and his knowledge made the process go smoothly . He has always come through on our loans and I have had the upmost confidence in his abilities as a mortgage broker. Thank you for all that you've done. My Mom was able to stay in the home until she passed away and that was a huge blessing for all of us.