Cesar is the best made the whole process as easy as possible, very Patient Keeps you informed With the whole loan process , He gets it done Thank you Cesar. I totally recommend Bay equity home loans.

Mr. Zarate was very committed to our being as comfortable as possibly, going forward with our loan. We are first time buyers, and he gave us every option possible making this venture in our life as easy as possible. And for that alone I appreciate his working with us! With me being 2000 miles away during the whole process, his communication was as thorough as can be, and that goes a long way when it's your first time. Very professional, very curtious, and always about his client's experience is a good way to describe Mr. Zarate's work! Again thank you sir.