I’d give E Mortgage Management and Chris Herrick in Louisville, Ky 10 stars if it were possible! I cannot express enough how amazing Chris was. We were in a VERY tough spot and had 5/3 bank giving us nothing but issue after issue including botching what should have been a very simple appraisal. We dropped 5/3 after a month because of this - then called Chris Herrick. From the day Chris took over, we had our loan app approved, appraisal completed, through underwriting and closed on our new home in 11 days. Yes, 11 days! I closed loans for a major bank for many years and that is unheard of if not almost impossible. Chris was ALWAYS easy to reach by email, text and phone and always responded very quickly. I’m reviewing this from my new home right now and I can’t express in words how grateful I am. Chris made everything simple, smooth and obviously fast! 10 stars for Chris Herrick & E Mortgage Management!!! ⭐️ ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️

This scam company sent a letter to my wife declaring that ‘her’ mortgage went, “under review,” and that she was eligible for mortgage refinancing. 1: My wife does not have a mortgage on our house. 2: If this was a legitimate company, they would be aware of 1. 3: I am sole owner of the property. 4: I am sole OWNER of the property. There is no mortgage. I am sick of misleading and false advertising, companies like this are a dime a dozen. They pray on honest, hard working people, and hide behind whatever legal loophole they can find. Any legitimate outfit would be well aware of our situation and this scam letter shows their true intentions, to use government programs to make a quick buck. No response from this company is desired, neither my wife or I are interested in hearing some convoluted retort. We think that other consumers should be aware that there is no interest from this company on actually understanding what their solicitations imply and how they affect consumers.