Buy a Home

Finding a Home Loan with a Ponderay, Idaho Mortgage Broker. If you’re like most people, purchasing a home is probably one of the biggest investments you’ll ever make in your lifetime. If you’re considering buying a Ponderay home, you’re likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it’s important to prepare as best you can.  To avoid any complications we recommend finding a local Ponderay, ID Mortgage Broker to walk you through the steps.  A good Mortgage Broker will be dedicated to finding you the loan that fits your individual needs. Take the first step to home ownership by getting pre-qualified with a local Ponderay, Idaho Mortgage Broker near you.

No Money Down Home Loan

Did you know mortgage programs with no money down are available in Ponderay, Idaho.  New homebuyer guidelines are giving Ponderay homebuyers more options.  Programs being offered allow for homebuyers to buy with no money down across the USA. Browse the no money down programs that are available in Ponderay, ID grant programs, USDA home loans, VA loans and more.

Ponderay, ID Homebuyer Grant

Forgivable grant programs are available in Ponderay, Idaho.  Lacking the down payment for a new home or maybe you want to keep the money you saved for other things.  Find out more about down payment grant programs near Ponderay, ID.

Ponderay, ID USDA Rural Mortgage

The Ponderay USDA home loan is a great choice for homebuyers looking to buy with NO MONEY DOWN.  When consumers hear about the rural USDA loan they think country.  The truth is there are many USDA eligible areas in and around Ponderay, ID.  Find out if your Ponderay dream home is located in a USDA eligible area for a no money down mortgage.  Our specialists are standing by to look up Ponderay USDA eligible locations for you.

Ponderay, ID Veteran Home Mortgage

The local Ponderay, Idaho VA mortgage program is another great program offering no money down options.  Take advantage of your VA benefits and buy a home with a no money down Veteran Mortgage in Ponderay, Idaho.

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    Ponderay (/ˌpɒndəˈreɪ/ POND-ə-RAY) is a city in Bonner County, Idaho. The population was 1,137 at the 2010 census, up from 638 in 2000.[5] Ponderay’s city motto is “Little City with the Big Future”. Its name is an english phonetic spelling of the French words “Pend Oreille”, the name of the lake the city sits upon.

    Ponderay’s original plat was filed in Kootenai County on May 5, 1904. It was incorporated as the Village of Ponderay on May 27, 1947, and became the City of Ponderay on November 26, 1968. Ponderay was built on the site of the company town of the Panhandle Smelting and Refining Company.[1]